What are required minimum distributions (RMDs)? Required minimum distributions, often referred to as RMDs or minimum required distributions, are amounts that the federal government requires you to withdraw annually from…
Introduction Investment planning during retirement is not the same as investing for retirement and, in many ways, is more complicated. Your working years are your saving years. With luck, your…
Deciding when to retire may not be one decision but a series of decisions and calculations. For example, you’ll need to estimate not only your anticipated expenses, but also what…
If you’re a decade or so away from retirement, you’ve probably spent at least some time thinking about this major life change. How will you manage the transition? Will you…
The Federal Bureau of Investigation (FBI) has released an article addressing the proliferation of ransomware campaigns. Ransomware is a type of malicious software that infects a computer and restricts users’…
FBI officials are warning potential victims of a dramatic rise in the business email compromise scam or B.E.C., a scheme that targets businesses and has resulted in massive financial losses…
Before you retire, take the time to figure out just how much money you’ll need for retirement. One of the biggest concerns for retirees is whether their retirement savings will…
What is a will? A will may be the most vital piece of your estate plan, even if your estate is a modest one. It is a legal document that…
What is a trust? A trust is a legal entity that is created when you transfer property to a trustee for the benefit of a third person. The trustee manages…
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