First Business Bank

SBA Lending

Give your small business the flexibility to move forward.
small business restaurant

Competitive Rates, Flexible Financing

Adapt for every new business reality.

With competitive rates and flexible repayment plans, SBA lending helps your business grow and adapt — a necessity in a shifting economy. Acquire another business or real estate, improve your facilities, or buy equipment with Small Business Administration (SBA) loans backed by the government and secured by First Business Bank.

Improve cash flow and agility with an SBA Preferred Lender like First Business Bank. With smart small business experts on your side, you get real-time recommendations launching you towards smarter financial decisions — for you and for your business.

Transform Your Business With SBA Lending Services

Find an SBA loan with attractive terms to meet your every business need. Ready to apply for an SBA loan today?

504 Loan

Grow and develop your business with secure, fixed-rate financing. Use a 504 loan for fixed assets and related business growth costs, such as real estate purchases, property improvements, building construction, or equipment purchases.

7(a) Loan

Accelerate the growth of your new business with a predictable source of capital. Launch a new venture, access short- or long-term capital, or acquire new business with SBA 7(a) loans, preferred for their flexible repayment options and fixed-interest rates.

USDA Business & Industry

Improve and expand your rural business with USDA business and industry loans focused on saving and creating jobs in rural areas. Eligible businesses leverage USDA business loans to purchase land, refinance debt, and grow.

International Trade Loan Program

Develop your import business or modernize to compete against international markets with the International Trade Loan Program. Use these loans to develop new foreign markets, acquire working capital, or refinance existing loans.

Are You A Fit For SBA Lending?

Find an SBA loan with attractive terms to meet your every business need. 

2+ Years In Business
Established businesses with at least two years of operational experience get the most benefit from SBA lending services.
680+ Personal Credit Score
A history of successful money management helps you get the best rates and repayment options.
$100,000+ Annual Revenue
A solid revenue stream ensures you have the foundation to make SBA loans work for your business.

SBA Lending Helped These Businesses Adapt

No business should fall through the cracks. These leaders leveraged SBA Lending programs to launch and grow their businesses.

sba loan funds time sensitive business acquisition

Lower Down Payment & Better Terms

This long-time security alarm company business owner seizes on a competitive acquisition despite lack of cash due to another recent acquisition. SBA lending from First Business Bank gets creative and uses an SBA 7(A) loan with attractive terms to help the business grow.

Fast Turnaround & Funds for Employee Buyout

A kitchen products design and manufacturing company owner wanted to shift ownership of the business to two trusted managers. SBA Lending from First Business Bank helped make this transition happen with limited capital, a lack of prior business ownership, and with very little time to put it all together.

Exceeding Client Expectations

"When I was presented the opportunity to buy out my partner, I started asking around in my community and found a local bank that claimed to make SBA loans. When I spoke to this bank, they were doubtful that I would get an SBA loan because our insurance agency didn't have physical assets. I was then referred to John Hanlon at First Business Bank who took me step-by-step through the SBA process, jumping through every hoop and over every hurdle. In the end, I was able to buy out my partner using an SBA loan. John and First Business Bank exceeded my expectations in every way!"

Suzanne McClain

Medicare Advisor, National United Medicare Advisors

Put Your Deal On The List

Join your peers by adding your loan to the approved SBA lending deals list.

7(a) Loan
Urgent Care Franchise
7(a) Loan
E-Commerce Eyewear
7(a) Loan
E-Commerce Solar Water Feature

Exceeding SBA Expectations

"I love playing a part in helping small business owners realize their dreams. Each time an SBA loan I've worked on enables job creation, I know it has positively impacted lives and helped to fuel the U.S. economy."

Maria Randall
Vice President - SBA Lending

Get Insights On SBA Lending & More

Find other best business practices to help fuel your business's growth with articles, podcasts, reports, success stories, and more from First Business Bank.
buying a franchise with sba loans


Buying a Franchise with SBA Loans

During the COVID-19 pandemic, with record job loss, the United States began experiencing an unprecedented spike in entrepreneurship.
bev success story

Case Study

Beverage Retailer Acquisition

A beverage retailer, started in 2016, had a very successful start with a history of strong revenue. The startup business
collateral of sba loan


Collateral Requirements of SBA loans

When seeking out a traditional business loan, most business owners prepare to put up a significant amount of collateral, often

Grow Your Small Business With SBA Lending

Everything great was once small. Your business is no different.
Use SBA Lending to help your business grow and adapt for today
and every day moving forward.