First Business Bank

SBA Lending

Give your business the flexibility to move forward.
small business restaurant

Competitive Rates, Flexible Financing

Adapt for every new business reality.

With competitive rates and flexible repayment plans, SBA lending helps your business grow and adapt — a necessity in a shifting economy. A Top-100 SBA Lender, First Business Bank positions you to acquire another business or real estate, improve your facilities, or buy equipment with Small Business Administration (SBA) loans backed by the government.

Improve cash flow and agility with an SBA Preferred Lender like First Business Bank. With smart small business experts on your side, you get real-time recommendations launching you towards smarter financial decisions — for you and for your business.

Transform Your Business With SBA Lending Services

Find an SBA loan with attractive terms to meet your every business need. Ready to apply for an SBA loan today?

504 Loan

Grow and develop your business with secure, fixed-rate financing. Use a 504 loan for fixed assets and related business growth costs, such as real estate purchases, property improvements, building construction, or equipment purchases.

7(a) Loan

Accelerate the growth of your new business with a predictable source of capital. Launch a new venture, access short- or long-term capital, or acquire new business with SBA 7(a) loans, preferred for their flexible repayment options and fixed-interest rates.

USDA Business & Industry

Improve and expand your rural business with USDA business and industry loans focused on saving and creating jobs in rural areas. Eligible businesses leverage USDA business loans to purchase land, refinance debt, and grow.

International Trade Loan Program

Develop your import business or modernize to compete against international markets with the International Trade Loan Program. Use these loans to develop new foreign markets, acquire working capital, or refinance existing loans.

SBA Lending Helped These Businesses Adapt

No business should fall through the cracks. These leaders leveraged SBA Lending programs to launch and grow their businesses.

Manufacturer Buys Commercial Building With No Down Payment Funded By SBA 7(a) Loan

To build up equity in the business, a Utah manufacturing company wanted to buy a commercial building and move from its leased space. First Business Bank’s Top 100 SBA team structured an SBA 7(a) loan with favorable terms that required no down payment, allowing the manufacturer to hold on to more cash.

General Manager Buys Two Businesses With One $2.79 Million SBA 7(A) Loan

A general manager of a product supply company had the opportunity to buy the business, but there was a catch: He also needed to purchase its sister business, a consulting company in the same industry. First Business Bank’s expert SBA team structured an SBA 7(a) loan that allows the manager to buy both businesses and make this dream a reality.

Put Your Deal On The List

Join your peers by adding your loan to the approved SBA lending deals list.

SBA 7(a) Loan
Workstation Contractor
Partner Buyout
SBA 504 Loan
Dental Practice
Commercial Real Estate Purchase
SBA 7(a) Loan
Consulting & Staffing Firm
Business Acquisition

Exceeding SBA Expectations

"I love playing a part in helping small business owners realize their dreams. Each time an SBA loan I've worked on enables job creation, I know it has positively impacted lives and helped to fuel the U.S. economy."

Jerry Huynh
Managing Director - SBA Lending

Get Insights On SBA Lending & More

Find other best business practices to help fuel your business's growth with articles, podcasts, reports, success stories, and more from First Business Bank.
Close up of a person’s hand holding a pen writing on SBA loan application.


SBA Loan Collateral Requirements

Collateral requirements for SBA loans are more flexible than the average term loan. Read more SBA loan collateral to see
a modern kitchen

Case Study

SBA 7(a) Loan for Employee Buyout of Design & Manufacturing Company

An owner of a specialty kitchen products design and manufacturing company wanted to keep his business “in the family” by
applying for sba loan


What to Consider When Applying for an SBA Loan

The most popular SBA loan program, the SBA 7(a), helps business leaders fund their strategic plans, like buying a business,

Grow Your Small Business With SBA Lending

Everything great was once small. Your business is no different.
Use SBA Lending to help your business grow and adapt for today
and every day moving forward.