First Business Bank

Asset-Based Lending

Leverage today’s capital for tomorrow’s success.

Get The Capital You Need With Asset-Based Lending

Your business holds wealth in its accounts receivable, inventory, equipment, and real estate. Leverage that collateral to improve cash flow management and capture growth opportunities.

Asset-Based Lending gives you the capital you need for your business today — so you are ready for tomorrow. Choose asset-based lending to give your business a boost as you shift, transform, and grow.

Grow

Make your assets work for you. By leveraging your collateral, you get an influx of capital that keeps your business booming and prepares you for the next step in your business journey.

Turnaround
Return to profitability during a transitional period with flexible financing options that give you the support you need to make lasting change and strategic shifts in your business strategy.
Acquire

Transition to new ownership, acquire a new business, or transform by undergoing acquisition with Asset-Based Lending. Be prepared to seize time-sensitive opportunities and take advantage when you want to go forward.

Restructure

Emerge from a restructuring event a stronger business. Focus your time and resources on successfully navigating the complexities of restructuring with the security of liquidity accomplished through Asset-Based Lending.

Refreshing Approach

"We are not used to simplicity, straight-forward dialogue, and people being nice while establishing an important agreement. Your team has been professional. Thank you for your refreshing approach. "

Barry Johnston

CEO, Berry Pack

Finding A New Start With Asset-Based Lending

Get the financing you need to reinvigorate your capital efforts and maneuver through strategic business challenges. See the latest deals closed by First Business Bank’s Asset-Based Lending group.

$16,000,000
Revolving Line of Credit
Musical Instrument Retailer
Minnesota
$6,080,000
Revolving Line of Credit
Equipment Term Loan
Real Estate Term Loan
Coaxial Cables Mfg
Mississippi
$4,100,000
Revolving Line of Credit
Equipment Term Loan
Equipment CapX Loan
Real Estate Term Loan
Commercial Door Mfg
Oregon

Creativity in Financing

“I firmly believe that First Business Bank has the best Asset-Based Lending solutions in the lower middle-market sector. Our creativity in financing early stage turnarounds, coupled with inventory, and/or term loan options inclusive of real estate, are significant differentiators.”

Oz Lindley
Vice President - Asset Based Lending

Get Insights On Asset-Based Lending

Access our case studies, tombstones, press releases and more for the latest to help you run your business.

Blog

Derek Smith: From IT Support to Cybersecurity Expert

At First Business Bank, it’s easy to see how talented professionals stay here for their entire careers. With many opportunities

Blog

Improve Efficiency & Reduce Costs with Integrated Payables

Helping organizations and businesses improve efficiency, reduce costs, and increase security is the ongoing mission behind just about everything we
bulldozers

Podcast

Why Use Equipment Financing?

Our Equipment Finance experts briefly touch on offering financing for equipment from the seller, manufacturer, or distributor side of the

Build For Tomorrow With Today’s Assets

Find a path through every business situation. Asset-Based Lending helps you get to the next milestone.