First Business Bank

Privacy Notice

REV. 01/2021

FACTS WHAT DOES FIRST BUSINESS BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and transaction history
  • credit history and investment experience
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons First Business Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does First Business Bank share? Can you limit this sharing?
For our everyday business purposes–such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO
For our marketing purposes–to offer our products and services to you YES NO
For joint marketing with other financial companies YES NO
For our affiliates’ everyday business purposes–information about your transactions and experiences YES NO
For our affiliates’ everyday business purposes–information about your creditworthiness YES YES
For our affiliates to market to you YES YES
For our nonaffiliates to market to you NO We don't share

 

To limit our sharing Call 608-238-8008 – our menu will prompt you through your choice(s)

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions? Call 608-238-8008 or go to firstbusiness.bank/contact-us/ 

 

Who we are
Who is providing this notice? First Business Bank
What we do
How does First Business Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to your personal information to only those employees who need to know. We require all companies with whom we share your information with to keep it confidential.

How does First Business Bank collect my personal information? We collect your personal information, for example, when you
  • give us your contact information or apply for a loan
  • open an account or make deposits or withdrawals from your account
  • tell us about your investment or retirement portfolio

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include others, such as First Business Financial Services, Inc.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • First Business Bank does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include credit card companies.
Other important information
Trust or fiduciary accounts for which First Business Bank is the trustee or services provider, including employer-sponsored retirement accounts are protected under special rules of confidentiality. Information on these accounts is not shared for marketing purposes without specific consent.