First Business Bank

Floorplan Financing

Responsive and reliable Floorplan Financing delivered by auto industry experts to elite independent car dealerships.

Grow Your Dealership With Floorplan Financing

Seize the benefits of bank Floorplan Financing for your dealership. Purchase more or upgrade your inventory, invest in your facility, reduce floorplan costs, and realize immediate profits — all by leveraging bank floorplanning today.

Graduate To A Bank

Get the competitive pricing and the benefits you’ve earned through hard work and savvy management. Partner with a bank instead of a subprime finance company.

Act Fast
Pivot or adapt without delay — our unprecedented responsiveness and smaller elite dealer portfolio means you get what you need right away.
Grow Your Business
Take your dealership to the next level by improving your overall cash flow, reducing floorplanning costs and increasing your inventory.
Save Time. No Need To Explain.

Benefit from our team’s 30 years of auto industry experience. We know the business and speak your language — put our unparalleled expertise to work for you.

Get A Long-Term Strategy
Access a team of bank floorplanning experts dedicated to your success. Get advice that always has your best interests at heart.
Partner With People Who Know Your Business

Move beyond subprime Floorplan Financing where you’re just an account number. Partner with a bank that provides concierge services for elite independent car dealers.

a person working on a phone and computer

Floorplan Financing Shouldn’t Come With A Call Center

Have a question? Need something urgently? Just want to talk?

Call, text, or email and immediately connect with someone who knows your dealership and the auto industry. With a responsive team on your side, you get access to timely service and relevant information to make better, faster decisions.  

Your dealership needs to act fast. Adapt to whatever comes next with a bank Floorplan Financing partner who knows your industry and puts your needs first. 

Our New Floorplanning Clients

Here are a few examples of our many satisfied clients.

$7,000,000
Floorplan Line Of Credit
Independent Car Dealer
Utah
$2,000,000
Floorplan Line Of Credit
Independent Car Dealer
Indiana
$6,000,000
Floorplan Line Of Credit
Independent Car Dealer
Illinois
Best Experience
"We are extremely happy with our new floorplan through First Business Bank. It’s by far the best experience we’ve had with a flooring company, thanks to Jeff and John for their high touch approach that really stands out from all the others. Our only regret is that we didn’t find you guys sooner!"

Jason Olsen

President & CEO , Prestman Auto

Unmatched Experience

"First Business Bank is committed to serving the floorplan needs of independent car dealerships nationwide. Our team's industry experience and high-touch service combined with the bank's resources provide an unmatched experience for independent dealerships."

Jeff Widholm
Managing Director - Floorplan Financing

Are You A Good Fit For Bank Floorplanning?

Find out if your dealership qualifies for First Business Bank’s floorplanning programs with some of our current requirements.

Equity in Inventory of 20%

Do you own at least 20% of your inventory?

Need a $500K+ Floorplan

Do you need a floorplan between $500K to $10M?

Active Ownership of 5+ Years

Have you been in business for at least five years?

Quick Inventory Turns

Does your inventory turn at least four times/year or average 90 days or less?

Financially Sound
Is your business well-managed with strong financials?
ucd floorplan magazine cover

Which Floorplan Lender Fits Your Dealership?

When it comes to floorplans — loans that allows you to buy inventory — independent dealers have two distinct choices: finance companies and banks. One of the most critical factors in a dealership's long-term success is its relationship with its floorplan provider.

"Jeff Widholm and John Goodyear have made the whole process super easy and straightforward. I would not hesitate to recommend First Business Bank to anyone."

Chris Henry

Manager, Indy Luxury Motorsports

Find Out More About Bank Floorplan Financing

Access our latest podcasts, articles, press releases, and reports for our latest advice about running your business effectively.

We’re In It For The Long Haul

Grow your elite independent car dealership with a reputable partner who is here to stay.