Equipment Finance

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Replacing aging equipment or expanding your business’s capabilities and capacity with new equipment is frequently a headache the size of a road block…or, at least, a speed bump. Especially if something breaks down abruptly, depending on your cash flow situation, you might be facing downtime. Or worse: risk losing an opportunity with a new customer.

However, the Equipment Finance experts at First Business Bank help you plan for and manage expenses, and develop customized financing strategies. Our individual action plans are crafted with your business, cash flow, and industry in mind to meet your equipment needs and your tax and accounting requirements.

Expertise

When you work with First Business Bank's Equipment Finance team, you don’t have to keep track of tax depreciation rules and how they affect your business. Let us help you save time and money, and preserve your cash flow.

Flexibility

If there’s one consistently successful trait shared by highly productive business owners, it’s agility. Our Capital Equipment Lines of Credit allow you to act quickly when new opportunities arise.

Accelerated Access

When you’ve got a path to productivity mapped out, you can’t wait on slow-poke financing. At First Business Bank, we’re devoted to making decisions locally and rapidly. Our goal is quick access so you can acquire equipment in a timely fashion.

Full Service

You’re partnering with a strong financial ally with fewer clients than other banks the same size. That means we’re structured to respond quickly and offer more resources, connections, and personal service than other banks do.

FOCUSED ON YOUR SUCCESS

Running your business takes every waking second, and planning for every scenario isn't always feasible. First Business Bank's Equipment Finance team can help you dig through the best equipment financing options for you now and in the long term.

Accounting Changes

Complex federal and international accounting rules can throw off your balance sheet. Rely on us to delve into the details and how they will affect your business, making recommendations with your future well-being in mind.

Cash Flow Incentives

Enhance your business's cash flow with innovative financing options to meet your needs, including the lowest monthly payments for seasonal cash-flow considerations, and financing up to 100% of the equipment cost.

Diversification Strategy

Your hometown bank might not have the resources to handle all your financing needs. First Business Bank is your financially sound partner, working as an alternative for your unique demands.

Financing Parameters

With different loans, leases, and flexible payment options available, First Business Bank works with you to determine the best plan forward for your business.

Tax Motivations

Get the proactive, industry-specific advice you need to make moves that might impact your business's taxes.

VENDOR FINANCE

An expert, reliable lender, First Business Bank’s Vendor Finance team provides customized, competitively priced financial solutions for equipment suppliers. We help you offer attractive financing for your customers to close the sales cycle faster, combat common sales objections, and retain more long-term clients.

THE FIRST BUSINESS BANK ADVANTAGE

Bank-owned lender supports your sales with depth of resources
Straight-forward credit application process streamlines most transactions
Quick credit decisions allow you to close sales faster
Several financing options to fit your current sales efforts
Simplified, expert client service improves your experience
Senior-level finance experts available to help you

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