An independent review of your bank’s ALM process is crucial to optimizing net earnings, growing equity, maintaining stability, and managing Interest Rate Risk. Our comprehensive process review provides your bank with the assurance that you are making strategic decisions based upon accurate and reliable information.
After ten years of low rates and a relatively flat yield curve, the current increasing rate environment and steeper yield curve have increased regulator scrutiny on ALM models and assumptions. This demands additional reporting and analysis to ensure your bank is adequately positioned to perform as rates fluctuate.