First Business Bank

SBA Lending

We provide flexible financing solutions to help you meet your business goals.
small business restaurant

Competitive Rates, Flexible Financing

Adapt for every new business reality.

Small Business Administration (SBA) loans are backed by the government and offer competitive rates and various repayment plans to help your business grow and adapt. As a Top-100 SBA Lender, First Business Bank positions your business to acquire another business or real estate, improve your facilities, or buy equipment.

With seasoned small business experts on your side, you get real-time recommendations that launch you towards smarter financial decisions.

Transform Your Business With SBA Lending Services

Find an SBA loan with attractive terms to meet your every business need. Ready to apply for an SBA loan today?

504 Loan

Grow and develop your business with secure, fixed-rate financing. Use a 504 loan for fixed assets and related business growth costs, such as real estate purchases, property improvements, building construction, or equipment purchases.

7(a) Loan

Accelerate the growth of your new business with a predictable source of capital. Launch a new venture, access short- or long-term capital, or acquire new business with SBA 7(a) loans, preferred for their flexible repayment options and fixed-interest rates.

USDA Business & Industry

Improve and expand your rural business with USDA business and industry loans focused on saving and creating jobs in rural areas. Eligible businesses leverage USDA business loans to purchase land, refinance debt, and grow.

International Trade Loan Program

Develop your import business or modernize to compete against international markets with the International Trade Loan Program. Use these loans to develop new foreign markets, acquire working capital, or refinance existing loans.

SBA Lending Helped These Businesses Adapt

No business should fall through the cracks. These leaders leveraged SBA lending programs to launch and grow their businesses.

Local Veterinarians Launch Dream Pet Hospital

When new SBA rules threatened to derail a start-up emergency veterinary hospital in California, First Business Bank's expertise helped our client navigate the challenges. We structured an SBA 7(a) loan to fit their needs, and now locally owned Folsom Ranch Veterinary Hospital offers vital pet care in an underserved area, turning a community need into reality.

People pointing to a Folsom Ranch Veterinary Hospital sign outside

Manufacturer Buys Commercial Building With No Down Payment Funded By SBA 7(a) Loan

To build up equity in the business, a Utah manufacturing company wanted to buy a commercial building and move from its leased space. First Business Bank’s Top 100 SBA team structured an SBA 7(a) loan with favorable terms that required no down payment, allowing the manufacturer to hold on to more cash.

Put Your Deal On The List

Join your peers by adding your loan to the approved SBA lending deals list.

$998,000
SBA 7(a) Loan
Coffee & Wine Bar Business Startup
California
$775,000
SBA 7(a) Loan
Workstation Contractor
Partner Buyout
California
$1,800,000
SBA 504 Loan
Dental Practice
Commercial Real Estate Purchase
California

Exceeding SBA Expectations

"I love playing a part in helping small business owners realize their dreams. Each time an SBA loan I've worked on enables job creation, I know it has positively impacted lives and helped to fuel the U.S. economy."

Jerry Huynh
Managing Director - SBA Lending

Get Insights On SBA Lending & More

Find other best business practices to help fuel your business's growth with articles, podcasts, reports, success stories, and more from First Business Bank.
Close up of a person’s hand holding a pen writing on SBA loan application.

Article

SBA Loan Collateral Requirements

Collateral requirements for SBA loans are more flexible than the average term loan. Read more SBA loan collateral to see
a modern kitchen

Case Study

SBA 7(a) Loan for Employee Buyout of Design & Manufacturing Company

An owner of a specialty kitchen products design and manufacturing company wanted to keep his business “in the family” by
A woman reviewing paperwork and doing research on SBA 7a loan requirements

Article

What to Consider When Applying for an SBA Loan

The most popular SBA loan program, the SBA 7(a), helps business leaders fund their strategic plans, like buying a business,

Grow Your Small Business With SBA Lending

From modest beginnings to great achievements, we're ready when you are to support your business's evolution through SBA lending.