The first quarter of 2023 was an unusual and tumultuous time for the banking industry. And in some ways, it was even more unusual for First Business Bank than the rest of the industry. Many of you may be asking how we were affected by the failure of a few banks, led by Silicon Valley Bank. Certainly, our stock price was negatively affected commensurately with bank stocks in general in the first quarter. But the other question that was often asked in the wake of these bank failures is, what did that cause us to change? And the answer is, somewhat surprisingly, almost nothing.