Business Banking
Manage cash flow, mitigate risk, and strategically invest with business banking solutions encompassing both traditional commercial banking and alternative specialty finance options.
Commercial Banking
Treasury Management
Commercial Lending
Company Retirement Plans
SBA Lending
Specialty Finance
Equipment Finance
Asset-Based Lending
Accounts Receivable Financing
Floorplan Financing
Private Wealth
Protect the long-term health of your family’s financial future.
Financial Planning Services
Investment Management
Trust & Estate Administration
Private Banking
Brokerage Services
Consulting For Banks
Make strategic investment and asset liability decisions with a partner that knows how to ask the right questions.
Investment Portfolio Services
Asset Liability Management (ALM)
ALM Process Validation

Floorplan Financing

Responsive and reliable Floorplan Financing delivered by auto industry experts to elite independent car dealerships.

Grow Your Dealership With Floorplan Financing

Seize the benefits of bank floorplan financing for your dealership. Purchase more or upgrade your inventory, invest in your facility, reduce floorplan costs, and realize immediate profits — all by leveraging bank floorplanning today.

Graduate To A Bank

Get the competitive pricing and the benefits you’ve earned through hard work and savvy management. Partner with a bank instead of a subprime finance company.

Act Fast

Pivot or adapt without delay — our unprecedented responsiveness and smaller elite dealer portfolio means you get what you need right away.

Grow Your Business

Take your dealership to the next level by improving your overall cash flow, reducing floorplanning costs and increasing your inventory.

Save Time. No Need To Explain.

Benefit from our team’s 30 years of auto industry experience. We know the business and speak your language — put our unparalleled expertise to work for you.

Get A Long-Term Strategy

Access a team of bank floorplanning experts dedicated to your success. Get advice that always has your best interests at heart.

Partner With People Who Know Your Business

Move beyond subprime floorplan financing where you’re just an account number. Partner with a bank that provides concierge services for elite independent car dealers.

a person working on a phone and computer

Floorplan Financing Shouldn’t Come With A Call Center

Have a question? Need something urgently? Just want to talk?

Call, text, or email and immediately connect with someone who knows your dealership and the auto industry. With a responsive team on your side, you get access to timely service and relevant information to make better, faster decisions.

Your dealership needs to act fast. Adapt to whatever comes next with a bank floorplan financing partner who knows your industry and puts your needs first.

Our New Floorplanning Clients

Here are a few examples of our many satisfied clients.

See All Deals

$2,500,000

Floorplan Line Of Credit

Independent Car Dealer

Minnesota

$5,000,000

Floorplan Line Of Credit

Independent Car Dealer

Texas

$9,000,000

Floorplan Line Of Credit

Independent Car Dealer

Florida

Are You A Good Fit For Bank Floorplanning?

Find out if your dealership qualifies for First Business Bank’s floorplanning programs with some of our current requirements.

Equity in Inventory of 20%

Do you own at least 20% of your inventory?

Need a $1M+ Floorplan

Do you need a floorplan between $1M to $20M+?

Active Ownership of 5+ Years

Have you been in business for at least five years?

Quick Inventory Turns

Does your inventory turn at least four times/year or average 90 days or less?

Financially Sound

Is your business well-managed with strong financials?

Which Floorplan Lender Fits Your Dealership?

When it comes to floorplans — loans that allows you to buy inventory — independent dealers have two distinct choices: finance companies and banks. One of the most critical factors in a dealership's long-term success is its relationship with its floorplan provider. Jeff Widholm, President - Floorplan Financing, wrote about the differences between finance companies and banks in the May 2021 issue of Used Car Dealer Magazine.

Get The Issue